Flagship product

Make your merchants discoverable, bookable, and payable by AI agents.

Merchant Enablement is the product that closes the gap between merchants and AI buyers.

BeamPay connects to a merchant's existing systems — the PMS, POS, or PSP they already use — converts their data into an agent-readable catalogue, lets AI agents reserve or purchase, and routes payment through existing acquiring rails. Four steps, end-to-end, full cycle of agentic engagement.

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How it works

Four steps, end-to-end.

Each step solves a problem that did not exist before AI agents started trying to transact in the real world. The pipeline runs continuously once a merchant is onboarded — data refreshes, catalogues update, agents query, transactions complete, funds settle.

Optimize.

Merchants have product and service data scattered across the systems they already use — PMS, POS, PSP, booking platforms, inventory tools. Step one restructures this data for AI agents. The transformation handles the messiness of real merchant data without requiring the merchant to clean it up first.

Catalogue.

The structured catalogue is published into the agent commerce ecosystem with live inventory, pricing, and rules. Standards-aligned with the agent commerce protocols emerging from the major AI platforms. The merchant becomes discoverable to AI buyers without learning the protocols themselves.

Checkout.

When an agent decides to transact, checkout completes the order — verifying the agent's identity, the spend authority, and the booking intent. The agent sees a successful transaction. The merchant sees a clean, completed order with the same merchant-of-record protections they have on any other channel.

Settle.

Funds settle to the merchant in their local currency through existing acquiring rails. Standard merchant economics. No stablecoin complexity, no novel settlement timelines, no new accounting handling required. From the merchant's perspective, an agent-initiated transaction settles the same way a card-present transaction does.

What this enables

SME merchants become part of agent commerce without becoming payments specialists.

The merchants we work with run hotels, beauty salons, restaurants, gyms, boutique retail. They do not want to learn ACP, UCP, AP2, or x402. They do not want to negotiate with AI platforms. They do not want to maintain a separate catalogue feed that drifts out of sync with their real inventory.

They want their existing operations to continue working — and AI agents to be able to find them and transact with them at the same time.

Merchant Enablement is the product that delivers that. We handle the data structuring, the catalogue publishing, the agent verification, the checkout, and the settlement. The merchant's day-to-day does not change.

Why it works at production scale

Built on payments infrastructure we own.

Merchant Enablement is the application layer. Underneath sits Processing — our own ISO 8583 message switch — and Acceptance, the software bundle that runs on terminals and the back-office that manages them. Plus the hardware layer that closes the physical loop where in-store transactions are involved.

Reason 01

Economics compound

We are not paying margin to a third-party processor for every transaction. Owned rails change the unit economics over time.

Reason 02

Speed of integration

The pace of supporting new agent commerce protocols is set by our own engineering, not by a payment partner's roadmap.

Reason 03

Operational depth

When something goes wrong, we have engineers who can look at the actual message that failed — not a vendor ticket.

Want to make your merchants reachable by AI agents?

We work with a small number of vertical SaaS platforms, banks, and direct merchants ahead of broad availability. The earliest partners shape what Merchant Enablement supports.

Talk to our team