Solutions

For banks and EMIs.

Enable agent commerce on your merchant base without building from scratch.

You have a merchant base. You have acquiring relationships. What you do not have is a production-ready way to enable AI agents to transact with your merchants — and the legacy infrastructure you operate today was not built for it. BeamPay is the path forward without rebuilding your stack.

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The opportunity

Agent commerce is happening regardless of whether legacy infrastructure is ready.

AI agents are moving from research labs into consumer and enterprise products. OpenAI, Anthropic, Google, and the next wave of platforms are launching agents that need to transact. The volume is already meaningful and growing fast. The infrastructure to support it is not yet in place at production scale anywhere.

For banks and EMIs, this presents a specific strategic question. Either you enable agent commerce on your existing merchants — and capture the volume as it arrives — or you watch agent transactions route around you to whoever builds the infrastructure first.

How we work with you

Three deployment models.

White-label

BeamPay's Merchant Enablement and the infrastructure underneath operate behind your brand. Your merchants see your product. We provide the infrastructure, the protocol support, and the technical operations. Suitable for banks with strong merchant relationships who want to control the customer experience.

Co-branded

BeamPay is named as the technology partner. Your acquiring relationship sits underneath. Your merchants see a clear story: BeamPay's agent commerce technology, your acquiring and regulatory backing. Suitable for banks moving fast on agent commerce who want technical credibility from the partnership.

Direct partnership

BeamPay deploys directly under our brand, with your bank as the underlying acquirer for specific merchant cohorts. Cleanest commercial structure for banks who want the merchant relationship without the technology build.

What BeamPay brings

The full agent commerce stack.

A production-grade Merchant Enablement pipeline covering the four steps from Optimize to Settle. The three foundational payments products underneath — Processing, Acceptance, and Hardware. The local operational capability to deploy at merchant level in our target European markets. Compliance-aware architecture designed against the regulatory requirements that will follow the EU AI Act.

What you bring: your merchant base, your acquiring infrastructure or licensed scheme relationships, and the regulatory standing that comes from being a licensed bank or EMI.

Let us walk you through the architecture.

We share a detailed technical and commercial walkthrough with banks and EMIs evaluating the partnership.

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