BeamPay

Making SME merchants discoverable, bookable, and payable by AI agents.

Merchant Enablement connects merchant data to live booking and payment, end-to-end. Built by payments operators who have shipped bank-grade infrastructure.

Pilots live August 2026. MVP ready September.

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Our flagship product

Merchant Enablement.

BeamPay connects to a merchant's PMS, POS, or PSP, converts merchant data into an agent-readable catalogue, lets AI agents reserve or purchase, and routes payment through existing acquiring rails. Four steps, end-to-end, full cycle of agentic engagement.

Optimize.

Restructure merchant data for AI agents.

Catalogue.

Publish live inventory, pricing, and rules.

Checkout.

Verify agent, spend, and booking intent.

Settle.

Route payment through existing acquirer rails.

Built on infrastructure we own.

Underneath sits the payments infrastructure we built over five years — every component owned, none orchestrated. The depth is what makes the flagship product actually work at production scale.

Application layer

Merchant Enablement

the flagship product

Processing

our own ISO 8583 message switch

Acceptance

payment application, SDK, TMS, and remote key infrastructure

Hardware

payment terminals, certified and configured

Merchant Enablement is designed by payments operators, not by orchestration teams. Every step of the pipeline — Optimize, Catalogue, Checkout, Settle — was built by people who have shipped bank-grade payment infrastructure in production.

Why now

The window for agent commerce is opening now.

Four signals tell us the moment is real, not hypothetical. The first agent-ready merchant directories and payment layers are being formed now. Early distribution partners shape default routing for the next decade.

Arrow 01

AI travel traffic is accelerating.

+233% year-on-year growth in AI traffic to travel sites.

Source: Adobe Digital Insights, Q2 2026 AI Traffic Report, April 2026.

Arrow 02

Visa and Mastercard are moving.

Three major launches in a single quarter: Mastercard × Santander (2 March 2026), Visa Agentic Ready (17 March 2026), Visa Intelligent Commerce Connect (8 April 2026).

Sources: Mastercard, Visa public announcements, Q1–Q2 2026.

Arrow 03

2026 holiday is the adoption window.

Visa has publicly stated that millions of customers will be booking with AI agents during the 2026 holiday season.

Source: Visa public statement, December 2025.

Arrow 04

Early partners shape default routing.

The first players to onboard merchants set the defaults for how agent commerce routes for the next decade. Distribution built now compounds.

The problem

Most merchants are invisible to AI buyers.

"Even the largest e-commerce platform on earth has struggled to make merchants reachable by AI. Only 30 Shopify merchants were available via Instant Checkout as of May 2026 — and onboarding merchants has turned out to be an arduous process."

Source: CNBC, citing Forrester principal analyst Emily Pfeiffer, May 2026.

Customers walking past merchants, invisible to AI buyers

Catalogue.

Merchant data is not agent-readable. AI buyers cannot find inventory in any usable form.

Checkout.

Existing checkout flows were built for human clicks. They break when an agent tries to complete them.

Verification.

Static verification cannot confirm an agent's authority to spend in real time.

BeamPay's Merchant Enablement is built specifically to close all three.

The team behind BeamPay

Built by payments operators who have shipped bank-grade infrastructure.

Our co-founders have spent a combined 37 years in payments. They have built a bank processing centre handling one million transactions per day. They have built a white-label acquiring platform integrating eight banks. They have deployed 30,000+ POS terminals in production. They hold direct Mastercard certification.

This is not a thin orchestration layer wrapped around someone else's processing. BeamPay owns the stack underneath.

Meet the team →

Where we are

Pre-revenue, building toward live merchants in August 2026.

We are pre-seed and pre-launch. Our minimum viable product is in active development, with MVP readiness targeted for September 2026. The first agent-initiated bookings will run through pilots with a hotel group and a beauty salon in August 2026.

134,000+ SMEs in pipeline

Active conversations with European acquirers, neobanks, and vertical SaaS platforms covering more than 134,000 SMEs across the Benelux, DACH, and Iberian markets.

Engagement with Visa and Mastercard

On merchant data access and partner ecosystem participation. We will name partners publicly once formal announcements are agreed.

The thesis

Aggregator at entry by design. Acquirer by destination.

We land via Merchant Enablement — the product that opens AI agent commerce to merchants who would not otherwise be reachable by agents. We grow into providing the full underlying payments infrastructure as relationships deepen. Vertical SaaS platforms, banks, and AI platforms all enter through the same door.

Who BeamPay serves

Three audiences, one infrastructure.

For vertical SaaS

Hospitality PMS, beauty SaaS, gym software, restaurant platforms. Embed BeamPay to make your merchants discoverable, bookable, and payable by AI agents — without becoming a payments specialist.

For banks and EMIs

Enable agent commerce on your existing merchant base. White-label or co-branded. Leverage your existing acquiring relationships. Capture the agent commerce wedge.

For AI agent platforms

Connect your agents to real merchants with real fiat settlement. One integration, multiple agent commerce protocols, no orchestration glue.

Talk to our team →

The rails shipped. The window is now.

We are working with vertical SaaS platforms, banks, and AI commerce teams ahead of our first live deployments. The earliest partners shape what BeamPay becomes.

Talk to our team